Borrowers looking to finance their real estate project are able to draw on the expertise of our debt brokerage experts. We find the right lender for their property or scheme, and work hard on their behalf to secure debt at the best rates.
We also identify the ideal debt arrangements to suit our clients’ circumstances. It’s a process that may involve us carrying out detailed audits, or restructuring their debt.
A deep understanding of the property market is shared by every one of our experts, and that knowledge infuses all of our advice. Our core services are:
Our Debt and Equity broking team locates crucial investment and development finance for commercial and residential properties as well as infrastructure projects.
Our network of lending contacts is extensive, so we can shop around for the best terms on the market on our client’s behalf. We take the time to get to know the texture of their business, end goals, and the project which needs financing. With that information, and our intimate knowledge of the market, we work through our extensive network of contacts in the financial services to secure a deal that matches the client’s exact needs. Because we’ve forged relationships with UK clearing banks, life insurance companies, alternative lenders, pension funds, government agencies and a clutch of other lending institutions – domestic and international – we have a wide spread of possible financing options, and explain them in clear, unambiguous terms.
We’re often asked to stay on after debt has been secured, to help deal with day-to-day reporting needs, and assist with the financial arrangements of our clients – a mark of the confidence they have in our skill, expertise and professionalism.
If you’ve already secured debt, we may be able to help you improve the terms. Our real estate finance specialists will carry out a thorough review of your current banking arrangements. We examine your loan documentation in detail, drawing up a summary of the key terms. Our valuation consultants then conduct a desktop assessment of the property’s value, which helps us form a view on the most suitable debt structure for you.
If you’ve identified an acquisition, or you’re planning a real estate development, we can work out the most efficient debt structure for your specific aims. We do this by analysing the asset, the value and the cashflow. We then craft a financial model that can be fine-tuned to show available financial covenant headroom in different possible scenarios.
Our experience of advising borrowers on restructuring of existing loans is extensive. We understand that the restructuring process requires sensitivity, as well as financial astuteness and commercial awareness. Our advisers always factor that into our advice, which covers negotiation of discounted debt purchases, injection of new equity, selective sale of non-core assets, covenant waivers, refinancing and negotiating amended or new loan agreements with existing lenders.
We’re also used to dealing with multiple creditors, with differing objectives.